最新記事


カテゴリ


月別アーカイブ


最新コメント


最新トラックバック


FC2カウンター


プロフィール

四季桜

Author:四季桜
FC2ブログへようこそ!


スポンサー


株価チャート

by 株価チャート「ストチャ」

DATE: CATEGORY:スポンサー広告
上記の広告は1ヶ月以上更新のないブログに表示されています。
新しい記事を書く事で広告が消せます。
DATE: CATEGORY:経済/ビジネス
 米国の不良債権処理は進み、80%の損失を計上済み。ヨーロッパはまだ62%しか処理をしていないとのこと。米国の場合、FRBに損失を押し付けている話であり、何れは、FRBがその損失を処理せざるを得なくなる。


IMF slashes bank loan loss and provisions estimates

The IMF has revised down its estimates for the global banking sector’s loan losses and provisions from the credit crisis. A US$533-billion reduction to US$2.276-trillion represents a significant revision from the IMF’s previous estimate published just six months ago.

The IMF data also showed that U.S. and U.K. banks are the most advanced in the cycle, with close to 80% of the estimated write-downs already realized, notes National Bank chief economist and strategist, Stéfane Marion. That compares to 62% in the Euro area.

“The improving economic cycle has helped bolster capital to the point where the IMF expects the remaining writedowns or provisions to be mostly covered by earnings for the aggregate banking system,” Mr. Marion told clients.

However, while the asset side of bank balance sheets is improving, the IMF noted that the liability side may come under increasing pressure in coming months.

Increased earnings and private investment have allowed banks to make substantial improvements to their capital positions. At the same time an improved asset picture leads to less pressure in terms of boosting capital buffers to absorb potential loan and security losses.

However, the IMF cautioned that authorities are likely to strengthen bank capital and liquidity requirements to increase the safety of the financial system. It also noted that banks need to refinance nearly US$5-trillion in debt that will mature in the next three years.

“This will coincide with heavy government issuance and follow the removal of central bank emergency measures,” the report said.

The IMF warned that the overall picture masks problem areas, including some regional banks with heavy real estate exposure in the United States, heavy exposure to real estate development loans in the Spanish banking, and in some regional banks in Germany.

Jonathan Ratner


ブログランキング・にほんブログ村へ
にほんブログ村 
   
 
コメント

コメントの投稿


管理者にだけ表示を許可する

トラックバック


この記事にトラックバックする(FC2ブログユーザー)



copyright © 2018 疾風怒濤 -非連続線上の飛躍 all rights reserved.Powered by FC2ブログ
上記広告は1ヶ月以上更新のないブログに表示されています。新しい記事を書くことで広告を消せます。